Loans to Meet Your Personal Needs
For personal needs, salary support, or short term financing, we have the right loan for you. Visit any of our branches to apply.

Approval Time
24-48hrs
Loans up to
₦10M
for Individuals
Important Information About Personal Loans
All personal loan applications must be made in person at any of our branches.
Personal Loan Options
Choose the loan that fits your personal needs
Personal Loan
For your immediate financial needs
Key Features:
- No collateral required
- 24-hour approval
Ideal for: Salary earners, individuals with regular...
Apply at any branch
Salary Advance
Access up to 50% of salary before payday
Key Features:
- Same-day disbursement
- Minimal documentation
Ideal for: Salaried workers needing quick cash befo...
Apply at any branch
Term Loan
Grow your business with working capital
Key Features:
- Working capital financing
- Equipment purchase
Ideal for: Small business owners, entrepreneurs...
Apply at any branch
Required Documents
Please bring these documents when you visit any branch
- Valid ID (NIN, Driver's License, International Passport)
- Passport photograph (recent)
- Utility bill (not older than 3 months)
- 6 months bank statements
- Proof of income (pay slip or employment letter)
- Bank Verification Number (BVN)
- Employment ID (for salary earners)
- One guarantor required
Personal Loan Calculator
Estimate your monthly repayment
How to Apply for a Personal Loan
Simple process to get your loan approved
Visit any of our branches
Meet with our Loan Officer
Submit your documents
Get approved
Receive your funds
Visit a branch near you
Walk in, talk to us, and get your loan sorted.
Allen Branch (Head Office)
150 Obafemi Awolowo Way, Ikeja, Lagos
Monday - Friday: 8am - 5pm, Saturday: 9am - 3pm
Computer Village Branch
7 Oshitelu Street, Computer Village, Ikeja, Lagos
Monday - Saturday: 9am - 6pm
Ogba Branch
Shop 29/30 Jeho shammah, Ogba, Ikeja, Lagos
Monday - Friday: 8am - 5pm, Saturday: 9am - 3pm
Victoria Island Branch
7b Etim Inyang Crescent, Muri Okunola, Victoria Island, Lagos
Monday - Friday: 8am - 5pm, Saturday: 10am - 2pm
Ready to Apply for a Loan?
Visit any branch to apply for a personal loan today