HomePersonal Loans

Loans to Meet Your Personal Needs

For personal needs, salary support, or short term financing, we have the right loan for you. Visit any of our branches to apply.

From 3% interest
24hr approval
4 branches near you
Personal Loans - Olive MFB

Approval Time

24-48hrs

Loans up to

₦10M

for Individuals

Important Information About Personal Loans

All personal loan applications must be made in person at any of our branches.

Personal Loan Options

Choose the loan that fits your personal needs

Personal Loan

For your immediate financial needs

Amount:₦50,000 - ₦5,000,000
Interest:36% p.a.
Tenure:365 days

Key Features:

  • No collateral required
  • 24-hour approval

Ideal for: Salary earners, individuals with regular...

Apply at any branch

Salary Advance

Access up to 50% of salary before payday

Amount:Up to 50% of salary
Interest:5% flat
Tenure:1 month

Key Features:

  • Same-day disbursement
  • Minimal documentation

Ideal for: Salaried workers needing quick cash befo...

Apply at any branch

Term Loan

Grow your business with working capital

Amount:₦100,000 - ₦20,000,000
Interest:36% - 60% p.a.
Tenure:6 - 12 months

Key Features:

  • Working capital financing
  • Equipment purchase

Ideal for: Small business owners, entrepreneurs...

Apply at any branch

Required Documents

Please bring these documents when you visit any branch

  • Valid ID (NIN, Driver's License, International Passport)
  • Passport photograph (recent)
  • Utility bill (not older than 3 months)
  • 6 months bank statements
  • Proof of income (pay slip or employment letter)
  • Bank Verification Number (BVN)
  • Employment ID (for salary earners)
  • One guarantor required

Personal Loan Calculator

Estimate your monthly repayment

500,000
₦50,000₦5,000,000
5%
30%60%
12 months
3 months12 months
Monthly Payment:₦42,804
Total Interest:₦13,645
Total Repayment:₦513,645

How to Apply for a Personal Loan

Simple process to get your loan approved

1

Visit any of our branches

2

Meet with our Loan Officer

3

Submit your documents

4

Get approved

5

Receive your funds

Average processing time: 24-48 hours
Our Locations

Visit a branch near you

Walk in, talk to us, and get your loan sorted.

Allen Branch (Head Office)

150 Obafemi Awolowo Way, Ikeja, Lagos

Monday - Friday: 8am - 5pm, Saturday: 9am - 3pm

Loan applicationsAccount opening

Computer Village Branch

7 Oshitelu Street, Computer Village, Ikeja, Lagos

Monday - Saturday: 9am - 6pm

Personal loansSalary advances

Ogba Branch

Shop 29/30 Jeho shammah, Ogba, Ikeja, Lagos

Monday - Friday: 8am - 5pm, Saturday: 9am - 3pm

Personal loansSalary advances

Victoria Island Branch

7b Etim Inyang Crescent, Muri Okunola, Victoria Island, Lagos

Monday - Friday: 8am - 5pm, Saturday: 10am - 2pm

Premium loansCorporate banking

Ready to Apply for a Loan?

Visit any branch to apply for a personal loan today